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What do you think about money?

Read these three quotes and think about which one best sums up what you feel about money.

When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is.

Oscar Wilde

Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.

Will Smith

Money has never made anyone happy, nor will it; there is nothing in its nature to produce happiness. The more of it one has the more one wants.

Benjamin Franklin

When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is.

Oscar Wilde

Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.

Will Smith

Money has never made anyone happy, nor will it; there is nothing in its nature to produce happiness. The more of it one has the more one wants.

Benjamin Franklin

When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is.

Oscar Wilde

Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.

Will Smith

Money has never made anyone happy, nor will it; there is nothing in its nature to produce happiness. The more of it one has the more one wants.

Benjamin Franklin

When I was young, I thought that money was the most important thing in life; now that I am old, I know that it is.

Oscar Wilde

Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.

Will Smith

Money has never made anyone happy, nor will it; there is nothing in its nature to produce happiness. The more of it one has the more one wants.

Benjamin Franklin

The million-pound question

When it comes to money there are usually two sides to the equation — how much money I’m spending and how much I’m saving. One of the most common questions young people (and older people!) have is the million-pound question: “How can I save more money?”

There are four main ways to help your money spread further, meaning you might be able to save a little along the way too:

  1. Spend less
    This can feel tricky during a ‘cost-of-living’ crisis, but by checking and comparing prices carefully, using discount vouchers, and cancelling any unused subscriptions, you can make your money go further.

  2. Earn it
    Of course, you’ll want or need to spend some of your earnings on essential items and things you enjoy, but putting a bit into your savings every time you get paid or receive some money is a good idea if you can.

  3. Sell things
    Selling unwanted items is a great way to declutter and make some extra money. There are many websites and apps that you can sell things through, but you’ll need to be careful! To make sure you earn real money and don’t lose it, check out this article: bit.ly/3wBs2u4

  4. Gifts
    Rather than a present, maybe you could ask for some money for your birthday or other special occasion.

Knowing where every pound is being spent is a great first step to saving money. Check out the MoneyHelper budget planner to help you do that.

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Reflect: How do you use your money?

If you had to describe how you would choose to use your money, which of these would it be?

  1. Spender

    Spenders live in the here and now, making decisions based on their happiness today and not thinking much about the future.

  2. Protector

    Protectors like to feel safe. They make decisions based on the future in mind, even if that means going without today.

  3. Giver

    Givers like to help people and feel generous, even if that means they are not always meeting their own needs.

  4. Investor

    Investors work hard to build for their future, even if that means being strict and less free. They are so focused on tomorrow they may not always enjoy today.